Buy Yearn (YFI) with a credit or debit card
Buy Yearn with Visa, Mastercard, Apple Pay or Google Pay and receive YFI directly in your own wallet. SwapSpace compares live YFI purchase offers from multiple fiat-to-crypto providers, so you can compare rates, fees, and payment options before choosing one. No SwapSpace account is required.
- Purchases available from $5*
- 75+ fiat currencies supported
- YFI is sent directly to your wallet
- Rates and fees shown before you pay
*The minimum purchase amount varies depending on the selected asset pair and provider.
How to buy Yearn (YFI) through SwapSpace
Step 1
Choose your amount
Select your fiat currency and enter the amount you want to spend on YFI.
Step 2
Compare offers
Review available rates and choose a provider that supports Visa or Mastercard payments in your region.
Step 3
Enter your wallet address
Provide your Yearn wallet address and make sure the selected network matches your wallet.
Step 4
Pay and receive YFI
Complete the provider’s identity verification and card payment steps. Once processed, YFI will be sent to your wallet.
What can you do with Yearn?
Hold
Keep your Yearn in a compatible wallet for future use. Choose a mobile, desktop, or hardware wallet based on how you prefer to access and manage your crypto.
Send
Transfer Yearn from your wallet to friends, family, or business partners. Check that the recipient’s address and network match before confirming your transaction.
Donate
Put your Yearn toward a cause you care about. Find a charity or community project that accepts it and follow their crypto donation instructions.
Spend
Pay for goods and services with Yearn wherever it is accepted. Check the merchant’s supported payment options and use your wallet to complete the purchase.
Swap
Ready to explore other cryptocurrencies? Compare available offers on SwapSpace, choose your preferred exchange option, and swap Yearn for another supported asset in a few simple steps.
Sell
Convert Yearn into fiat through a provider that supports your asset and location. Review the available payout methods and the amount you will receive before confirming.
Payment methods to buy Yearn
Credit and debit cards
Buy Yearn with your Visa or Mastercard. Choose an offer on SwapSpace, enter your wallet address, and complete the card payment through the selected provider.
Apple Pay
Use a card saved in Apple Wallet to buy YFI. Select Apple Pay at checkout and approve the payment on your compatible Apple device.
Google Pay
Purchase Yearn with a payment card saved to your Google Account. Choose Google Pay at checkout for a convenient way to pay without re-entering your card details.
PayPal
Pay with PayPal when offered by your selected provider. Sign in to your account, choose an available funding source, and confirm your YFI purchase.
Bank transfer
Buy Yearn using a transfer from your bank account. Follow the provider’s payment instructions and check the estimated processing time before sending your funds.
Payment methods vary by provider, country, currency, and cryptocurrency.
Yearn (YFI) price chart
YFI is trading at $2,084.31 right now. Use the chart to track YFI price movements over the past day, week, or month before you buy. The market price is for reference only. The amount of Yearn you receive depends on the provider offer you select, the rate type, and market conditions during the transaction. For longer-term outlooks, see our Yearn price prediction.
Yearn market data
YFI Price
$2,084.31
24H Volume
$2,242,209
Market Cap
$74.79M
24H Price Change
0.9%
24H Volume Change
48.2%
Circulating Supply
35880.1 YFI
Last updated at
Buy Yearn at top rate
Rates from CoinMarketCap updated at
What is Yearn (YFI)?
What is Yearn?
Yearn (Yearn Finance, YFI) is a decentralized finance (DeFi) protocol launched by Andre Cronje in July 2020 on the Ethereum blockchain. Yearn operates using Ethereum’s Proof-of-Stake consensus mechanism and leverages the ERC-20 token standard for its native token, YFI. The protocol’s primary use cases include automated yield farming, liquidity aggregation, lending optimization, and vault strategies that help users maximize returns on their digital assets.
Distinctive technical features of Yearn include its Vaults—automated smart contracts that deploy user deposits into various yield strategies across DeFi protocols. Yearn is governed entirely by YFI token holders using a decentralized governance system. Key ecosystem entities include Andre Cronje (founder), Curve Finance (for yield optimization), the Yearn Vaults, yTokens (interest-bearing versions of assets), yCRV (a yield-optimized stablecoin pool token), and the Yearn DAO. Yearn also utilizes integrations with protocols like Aave and Compound to optimize returns. The protocol’s smart contracts are open source and focus on permissionless participation, allowing anyone to contribute or interact.
Yearn’s focus on composability, automation, and decentralized governance has made it a central player in the DeFi ecosystem. Its YFI token is recognized for its scarcity (with a capped supply of 36,666 YFI), governance power, and role in securing protocol upgrades.
Why buy Yearn (YFI)?
YFI is the native governance token of the Yearn Finance protocol. It grants holders the ability to participate in decentralized decision-making, direct the development of new features, and vote on proposals that shape the future of Yearn. Buying Yearn (YFI) gives users a stake in the management of one of the most innovative DeFi protocols on Ethereum.
YFI’s utility extends beyond governance. It can be used within the Yearn ecosystem and in various DeFi applications that support ERC-20 tokens. The following are common use cases for those who buy YFI:
- Governance: Vote on Yearn Improvement Proposals (YIPs), protocol upgrades, and community initiatives.
- Staking and rewards: Participate in certain Yearn Vaults or third-party DeFi platforms that offer incentives for staking YFI.
- Protocol fee sharing: Some strategies may distribute a portion of protocol earnings to YFI holders who stake or lock their tokens.
- Ecosystem participation: Use YFI in partner protocols like Curve Finance or Aave, or provide liquidity in DeFi pools.
- Payments and transfers: Send, receive, or store YFI as an ERC-20 token with full Ethereum compatibility.
- Smart contract interaction: Integrate YFI into custom DeFi strategies, DAOs, or dApps leveraging the ERC-20 standard.
Cryptocurrency markets are highly volatile. Always do your own research and never invest more than you can afford to lose.
Why choose SwapSpace to buy Yearn?
SwapSpace is a non-custodial crypto exchange aggregator designed for users who want to compare offers and buy Yearn (YFI) directly to their own wallet. When you buy YFI through SwapSpace, you benefit from a transparent, flexible purchase process backed by trusted fiat payment providers.
- Aggregator model: SwapSpace compares real-time rates from multiple providers, so you can select the offer that suits you best at the moment you buy Yearn.
- No markup: SwapSpace does not add any fee on top of the provider’s rate. The price you see is what you get from Mercuryo, Guardarian, or Simplex.
- Non-custodial: Your YFI is sent directly to your wallet after payment—SwapSpace never holds your funds.
- Trusted providers: SwapSpace partners only with Mercuryo, Guardarian, and Simplex, all of which are recognized payment providers in the crypto industry.
- Extensive crypto support: Over 200 cryptocurrencies can be bought through SwapSpace’s aggregator interface, including Yearn and many other ERC-20 tokens.
- Multiple payment methods: Choose from credit card, debit card, Visa, Mastercard, Apple Pay, Google Pay, or bank transfer for your purchase.
These features make SwapSpace a straightforward option for anyone looking to buy YFI or explore other supported cryptocurrencies.
How to buy Yearn (YFI) with a credit and debit card
Buying Yearn (YFI) with a credit card or debit card on SwapSpace is designed for simplicity and speed. The aggregator model lets you compare real-time offers from Mercuryo, Guardarian, and Simplex, so you can buy YFI instantly to your own wallet. Multiple payment methods are available, including Visa, Mastercard, Apple Pay, Google Pay, and bank transfer.
- 2. Start your purchase: On the SwapSpace aggregator, select Yearn (YFI) as the cryptocurrency you want to buy, and enter the amount in fiat currency or YFI.
- 4. Choose your offer: The aggregator will display real-time rates and payment methods from Mercuryo, Guardarian, and Simplex. Compare options and pick your preferred provider.
- 6. Enter your wallet address: Provide your Ethereum wallet address where you want to receive YFI. SwapSpace is non-custodial, so your tokens will be sent directly to you.
- 8. Select your payment method: Pay with a credit card, debit card, Visa, or Mastercard. You can also use Apple Pay, Google Pay, or bank transfer, where supported by your chosen provider.
- 10. Identity verification: Depending on the amount and your country of residence, you may be asked to verify your identity by the payment provider to complete your purchase. Once approved and payment is processed, YFI will be delivered to your wallet—often instantly or within a few minutes.
With support for credit card, debit card, Visa, Mastercard, Apple Pay, Google Pay, and bank transfer, SwapSpace offers flexibility for users who want to buy YFI instantly and securely. Mercuryo, Guardarian, and Simplex process all purchases with standard identity checks as required.
Yearn wallets
After you buy Yearn (YFI), you’ll need a compatible wallet for safe storage and management. Here are several popular options that support YFI as an ERC-20 token:
- MetaMask: A widely-used browser extension and mobile wallet for Ethereum and ERC-20 tokens, supporting YFI and DeFi dApps.
- Trust Wallet: A mobile wallet with support for Ethereum-based tokens like YFI, plus easy integration with DeFi protocols.
- Ledger Nano S/X: Hardware wallets for offline storage of YFI and other cryptocurrencies, providing enhanced security.
- Exodus: A cross-platform wallet (desktop and mobile) supporting YFI among hundreds of cryptocurrencies with an intuitive interface.
- Atomic Wallet: Multi-platform software wallet that supports ERC-20 tokens, including YFI, and features a built-in swap tool.
What can I do after I buy Yearn?
Once you buy Yearn (YFI), you gain access to a variety of options within and beyond the Yearn Finance ecosystem. Yearn’s ERC-20 compatibility provides flexibility for storage, transfers, and DeFi interactions.
- Hold: Store YFI in a secure wallet for long-term investment or future use.
- Send/Transfer: Move YFI peer-to-peer or across borders instantly using compatible wallets and the Ethereum network.
- Swap: Exchange YFI for other cryptocurrencies on SwapSpace’s aggregator platform whenever you want to diversify.
- Spend: Use YFI for payments where supported by merchants or DeFi applications that accept ERC-20 tokens.
- Participate in governance: Vote on Yearn Improvement Proposals to shape the protocol’s future and development.
- DeFi participation: Supply YFI as collateral or liquidity in DeFi protocols that support the token, including certain Yearn Vaults or partner platforms.
Cryptocurrency markets are highly volatile. Always do your own research and never invest more than you can afford to lose.
Why buy YFI through SwapSpace?
- Compare instead of guessing. Instead of relying on a single provider, SwapSpace brings together available YFI offers from multiple fiat-to-crypto providers. Compare rates, fees, payment methods, and the amount of YFI you'll receive before choosing an offer.
- Buy YFI directly to your wallet. SwapSpace is non-custodial, so your Yearn is sent to the wallet address you provide. There is no SwapSpace balance and no additional withdrawal step.
- Vetted providers only. We work exclusively with regulated third-party payment providers, each reviewed before integration and monitored on an ongoing basis. See all partners.
- Get 24/7 support. Our team is available 24/7 and stays with you until the transaction is complete, even when the payment is handled by a partner.
- Rated by 900+ users. See independent customer feedback and our current rating on Trustpilot. Read what users say.
Accepted payment methods
You can buy Yearn using several payment methods, depending on your country and the selected provider:
- Visa and Mastercard — buy YFI with a supported credit or debit card.
- Apple Pay and Google Pay — one-tap checkout on mobile, available with selected providers.
- Bank transfer (SEPA, ACH, Faster Payments) — lower fees and higher limits, but slower; best for larger amounts.
- PayPal — available through selected providers, including Transak and MoonPay, in supported countries.
- Other cryptocurrency — already hold crypto? Swap it for YFI instead of paying with fiat, usually with lower fees.
Payment methods, limits, and availability vary by provider and region. Enter your purchase details in the widget to see the Yearn payment options currently available to you.
Yearn purchase fees, limits, and processing time
- Fees. The price you see in the offer already includes the provider's fee and the network fee, so there are no surprises at checkout. Costs can vary by provider and payment method, and your card issuer or bank may charge additional fees that are outside SwapSpace's control.
- Limits. Minimum purchase usually starts at $5. The maximum amount of Yearn you can buy depends on the selected asset pair, provider, and payment method. Check the available offers to see the applicable limits for your purchase.
- Timing. The time it takes to buy Yearn depends on the payment method, provider processing, identity verification, and blockchain network conditions. Card and mobile-wallet payments can be processed within 10–30 minutes once approved, while bank transfers may take longer.
Where to store YFI after you buy?
You need a compatible Yearn wallet address to receive YFI. Depending on the networks supported by Yearn, wallet options may include hardware wallets such as Ledger and Trezor and software wallets such as Trust Wallet or Guarda.
Hardware wallets keep private keys on a dedicated device and can be suitable for long-term storage, while mobile and browser wallets can be more convenient for frequent transactions. Whichever wallet you choose, make sure it supports YFI and the network selected for your purchase before entering the receiving address.
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