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You can buy UMA for USD and other fiat currencies here at SwapSpace! We provide an easy way to do that via one of our partners, such as Mercuryo, Guardarian, or Simplex, with a few simple steps right on this page. You can also look at UMA price dynamics and history, get some answers to your questions, and find some useful links to read more about what is UMA.


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UMA Live Price Chart

UMA price can be volatile. You can see the history of price changes in the cryptocurrency price chart below to help you make the best decision while considering buying crypto.

UMA (Universal Market Access) is a decentralized protocol built on the Ethereum blockchain that enables the creation, maintenance, and settlement of financial contracts. UMA aims to provide a platform for creating synthetic assets, also known as "priceless" or "price-based" assets, which are blockchain-based representations of real-world assets or financial derivatives.

UMA (Universal Market Access) was founded by Hart Lambur and Allison Lu in 2018. Hart Lambur serves as the CEO of UMA, bringing his experience in finance and blockchain technology to lead the project. Allison Lu, who has a background in mathematics and cryptography, is the co-founder and COO of UMA.

Together, Lambur and Lu developed the UMA protocol with the goal of enabling decentralized financial contracts and synthetic assets. They aimed to create a system that would allow users to create and maintain their own financial agreements without relying on intermediaries or centralized authorities.

UMA gained attention and recognition in the blockchain community, leading to successful fundraising rounds and partnerships with various organizations. Since its inception, UMA has continued to evolve and attract developers and users interested in building and utilizing decentralized financial solutions on the Ethereum blockchain.

The UMA protocol allows users to design and create their own financial contracts, known as "UMA contracts," without the need for intermediaries or trusted third parties. These contracts can represent various types of assets, such as commodities, stocks, bonds, or other financial instruments. UMA leverages a unique oracle system to obtain off-chain data required for settling the contracts' outcomes.

UMA introduces a concept called "Priceless Financial Contracts," which are contracts that can be created by its users and rely on economic incentives and a decentralized network of participants to establish and enforce their terms. They can represent a wide range of real-world assets or financial derivatives. These contracts use "price identifiers" to track the value of an underlying asset or metric. The participants in the network contribute collateral in the form of UMA's native token called "UMA tokens" to support the contract's operations.

UMA employs an oracle system to obtain off-chain data required for settling the outcomes of the contracts. Oracles provide reliable and accurate information about external events or price feeds that determine the contract's resolution.

One of the primary use cases of UMA is the creation of "synthetic tokens." Synthetic tokens are ERC-20 tokens that mimic the price movement of an underlying asset, allowing users to gain exposure to the asset's price without owning it directly. For example, one can create a synthetic token that tracks the price of gold or a stock index.

UMA's design aims to provide secure, trustless, and censorship-resistant financial contracts while enabling users to access a wide range of global markets and assets without traditional gatekeepers. It emphasizes user empowerment and financial innovation through its open-source protocol and permissionless nature. However, as with any investment or involvement in cryptocurrencies, it is essential to conduct thorough research and understand the associated risks before participating in the UMA ecosystem or investing in UMA tokens.

The UMA ecosystem thrives on the contributions of developers and builders who create and deploy applications, smart contracts, and financial products using the UMA protocol. This community of developers helps to enhance the ecosystem's functionality, security, and user experience.

UMA has its native utility token called UMA. UMA tokens are used for various purposes within the ecosystem, including participating in the governance of the protocol, staking as collateral in UMA contracts, and accessing certain features and services.

UMA has a governance mechanism that allows token holders to participate in decision-making processes. UMA token holders can propose and vote on protocol upgrades, parameter adjustments, and other important decisions related to the development and direction of the ecosystem.

UMA (Universal Market Access) can be purchased on several cryptocurrency exchanges, including Binance, Coinbase PRO, Huobi Global, OKEx, Uniswap, and others. You can also buy UMA tokens via SwapSpace right on this page. 

How to Buy UMA on SwapSpace


On this page, we put USD in the “You send” and UMA in the “You get” sections in the widget. USD is the default, but you can choose your preferred fiat currency. Put in the amount of fiat you want to spend. Next, press the ”View offers” button and choose a provider.

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Fill in the “Enter the recipient address” field with the destination UMA address. Check the information carefully and click the “Next” button. After reading the special terms and conditions in the next window, click “Next” again.

Buy Crypto Step 2

At this point, you will either see our partner’s widget or be redirected to another page, depending on the chosen provider. You will be asked to verify your identity, as this is standard practice for the services that work with fiat money. Follow the provider’s instructions on the screen.

Buy Crypto Step 3

After completing the KYC procedure, fill in your credit card information. At this point, everything is in place and your transaction will start.

Buy Crypto Step 4

Wait for the transaction to process. You’ll see a message when it’s completed. A window with your transaction details will also appear; from there, you can also create another crypto-fiat exchange.

Buy Crypto Step 5

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If you’re still just considering buying crypto with a credit or debit card, you can use the widget to play around with our cryptocurrency converter: just put in the amount of USD, EUR, or other fiat currency you're willing to spend and see how much UMA you can buy with it.

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